WebMar 11, 2024 · You Are Still Liable For The Balance. Whether you close the account or the credit card company does, the balance will remain your responsibility until you’ve either satisfied the debt or have taken radical action, such as filing for Chapter 7 bankruptcy. If you file for bankruptcy, you can include the unsecured debt in the bankruptcy, and ... WebAug 10, 2024 · As a general guideline, you should use your card at least once every three months to avoid action. However, inactivity policies vary according to the card issuer. Most will allow around 90 days of inactivity, …
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Think my Best Buy card is still active if i haven
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